COLLEGE BUBBLE

America, land of opportunity, land of freedom… land of college…

Now, obviously, the whole world’s economy is connected to AMERICA.

Why you ask?

That is because, the American dollar is pegged as the WORLD RESERVE CURRENCY.

This means that ALL governments around the world have to stock pile US dollars, as part of their ‘foreign exchange’ policy.

Now to understand this whole thing, think back 100 years. Money was exactly related to how much gold there was at that time. The more gold the more money. The USA went off the gold standard in September 1931. The reason for this was the great depression and World War 1. More money, not enough gold. By 1944 England also had depleted all the gold and also had to go off the gold standard.

Now this is where it gets a little confusing. From 1944 to 1971 a ‘gold exchange’ was used. Meaning that you could still directly convert your dollar for an amount of gold. It was $35 an ounce. Then other countries would peg their currency to the dollar. In 1971, with the Vietnam war and depleted reserves of gold again, Nixon abandoned the whole gold standard in one meeting, called the NIXON SHOCK.

Basically, to put it bluntly, the world economy is a ticking time bomb for the worst economic depression known to man. Let that really sink in. The worst depression EVER.

In that lovely 40 years, the USA FED has been able to just print money at will!  It has depleted the purchasing power of the dollar by 97.5% of the original in 1971.

Now to make matters worse… is that instead of actually stopping the spending, and maybe, looking to Germany for some guidance in that department. THE USA GOV develops these bubbles like the .com bubble which burst or the housing bubble… we have a brand new one to contend with. It’s the COLLEGE BUBBLE.

That’s right people, the USA government has been giving out 100% loans to people these last four years, at forced low interest rates. Also, from researching these loans, I see the government actually makes them really easy to obtain! These college students then receive a lovely check in the mail, which they can cash, and then do with as they please. Some do not even go to college, but spend the money lavishly on apartments, cars, jewellery, clothes and other valuables.

The US GOV need to loan out money because of the sick cycle we are in, but what we don’t realize is that for every loan NOT PAYED back, someone looses. Yes that person gets blacklisted, but someone pays that cost at the end of the day……. it’s US.

Who cares, that millions and millions of people have similar degree’s and can’t find work? Most people can learn anything they like for free on the net, yet money is being created out of thin air to pay for college. Most people don’t realize that when you leave college and enter the real world, jobs are hard to find and the market is competitive. There are people out there with experience that can’t find work and if they do, the jobs really don’t pay that well after TAX.

So what ends up happening when thousands upon thousands can’t pay for their loans. The government can’t go jailing everyone.

The tax payers end up paying the bills!

Have we not learned from the past? It reminds me of an alcoholic, and the governments solution for this problem is more ALCOHOL.

NOW, the way for us to fight back is to stay informed, spread the word. Every voice counts! Investigate things, THINK, and talk about what’s going on.

I learn t about the college bubble thanks to this amazing documentary

COLLEGE CONSPIRACY

Please watch it and spread the word about it

WARNING – Please DO NOT invest in ANY stocks suggested in this movie or by the NI. Always do your homework. Personally I would only invest in REAL, HARD ASSETS. Not stocks. Buy real gold from people!

Also, the National Inflation committee are trying to spread the word about what’s happening in America today. This concerns the world and we cannot stand ideally by while the USA FED just print dollar after dollar out of thin air. It’s time to get mad, it’s time to do something about it. Please spread the word.

http://inflation.us/collegebubble.html

Another interesting website World Debt Comparison

Mostly everyone knows that Social Media is important to business these . The thing is that even though most business owners know this, they still don’t know quite how to use it to further their business.

This month the Entrepreneur Magazine, published that if entrepreneurs do not get on the social media bandwagon soon, within the next three to five years, they will not be able to survive.

I mean most companies have a twitter account. Most companies have blogs and websites, they have Facebook pages and are on many other Social Media sites.

Here are some interesting stats -

There are approximately 6.7 billion people on the planet

There are 700 million active registered Facebook users

1 in 9.5 people on the PLANET have a Facebook account
(61% of the users are older than 38)

Over 250 million Twitter accounts
(64% of Twitter users are over 39)

1.8 billion INTERNET CONNECTED computers worldwide

5.6 billion mobile phone accounts in use worldwide

96% open rate for text messages

Over 29.6 million small businesses in the US
(44.6 million if you include work-at-home businesses)

There are over 300 million small businesses worldwide

Forrester Research reports:

“Social Media Marketing spending is expected
to increase from $716 MILLION to $3.1 BILLION
by 2014 – that’s 34% per year.”

Worldwide, there’s a MAJOR shortage of
social media marketing consultants and
professionals.

According to Ad-Ology, 46% of small business
owners don’t have a web site…

… 60% of Small Businesses are spending
the same amount on advertising as they did in 2008

… 26% plan to spend more
… and 69% want to spend it on

YOU GUESSED IT:

- SOCIAL MEDIA MARKETING
- MOBILE MARKETING

This is Jared Talbot signing off, Have a great Sunday

I first learned it from my grandmother.

Now, my grandmother was a wonderful person.

She is the one who taught me to play the game Monopoly.

She understood that the name of the game is to acquire.

She would accumulate everything she had, and eventually became master of the board.

Then she would always say the same thing to me.

She would look at me and she would say:

“One day, you’ll learn to play the game.”

One summer I played Monopoly almost every day, all day long.

And that summer, I learned to play the game.

I came to understand that the only way to win is to make a ‘total commitment to acquisition’. I came to understand that money and possessions… that’s the way that you keep score. And by the end of that summer, I was more ruthless than my grandmother. I was ready to bend the rules if I had to, to win that game… and I sat down with her that to play that fall. I took everything she had, I watched her give her last dollar and quit in utter defeat… and then she had one more thing to teach me. Then she said: “Now it all goes back in the box… all those houses and hotels. All the railroads and utility companies… all that property and all that wonderful money… now it all goes back in the box.

None of it was really yours.

You got all heated up about it for a while. But, it was around a long time before you sat down at the board, and it will be here a long time after you’re gone – players come – players go. Houses and cars, titles and clothes… even your body.”

Because the fact is that everything I clutch and consume and hoard is going to go back in the box and I’m going to loose it all.

So you have to ask yourself… when you finally get the perfect degree, that ultimate promotion, when you have made the final purchase, when you buy the greatest home, when you have stored up enough financial security, and climbed the ladder of success to the highest point you can possible climb, and the thrill wears off – and it will wear off – Then what? How far do you have to walk along that road before you see where it leads? Surly you understand… it will never be enough.

So you have to ask yourself the question, “what matters?”

I think you and I both know that answer

Alright so having an article on how much debt we are in as nations, I thought I would also blog about how to get out of debt if you have any… YIPEE … The application of KNOWLEDGE is POWER!

Welcome to Modern Day Slavery…
You’ve Been Conned!

Think You’re Not A Slave?
That’s Exactly What They Want!

Let me share a secret with you…

There’s a sneaky and largely unnoticed form of slavery that still prevails in this country today. It is so undercover that most people never realize that these chains are holding them down.

In Fact… it’s much more sinister because people actually like it, embrace it and willingly increase it, year after year, until it owns their soul.

Chances are you have been working for a master whose modern day bondage is deceptive, accepted and even encouraged by our own government and the media that captivates your attention every day!

Right now you are being pushed around and bullied by these people who want to make you think you have it all while they set you up for a financial meltdown… and you ask them to do it!

Make no mistake, if you are in DEBT,
you are a Modern Day SLAVE!!

Can this be true?

Just let this sink in for a minute…

Imagine being alive in early Rome where, if you couldn’t repay your debt, you would literally become a slave to your creditor. He could sell you or even kill you! That won’t happen today but creditors can still make your life miserable!

What does this have to do with me?

I have a good job, a house, a couple of nice cars, a wonderful marriage and great kids. We take 2 vacations a year, go to movies, sporting events, play video games and have lots of friends.

If you are financing ANY of this
you have been duped!
Consider yourself a poster child for
the masters of modern day slavery

Some of you are just now realizing that the sneaky form of slavery is a big part of your lifestyle. The rest of you are in bondage that is not so subtle, especially if you…

• Have a bit of discretionary income, but you can’t seem to get ahead because of your credit card debt.
• Assuming the month brings no unexpected expenses, you are just able to make your monthly payments.
• Have almost no discretionary income and are living paycheck to paycheck.
• Fear that any mishap will do you in.
• Need to start saving for your retirement or your kids’ college but just don’t seem to have the time or the discipline to do so.
• Do not make enough to pay all of your minimum payments each month.
• Want to protect your credit rating at all costs.
• Are starting to feel as though bankruptcy may be your only option.

Here’s the scary part…

• America is the richest country in the world, yet, ironically, we have the highest percentage of people living paycheck to paycheck. A recent study from ACNielsen revealed that about one in every four Americans say they don’t have any spare cash. Kiplinger
• Approximately 35 million Americans pay only the required minimum — as low as 2 percent — of their balance each month. Frontline. Aired on PBS
• Roughly 2 to 2.5 million Americans seek the help of a credit counselor each year, mostly to avoid bankruptcy. Georgetown University
• The size of the total consumer debt grew nearly five times in size from 1980 ($355 billion) to 2001 ($1.7 trillion). Consumer debt in 2007 now stands at $2.5 trillion. Federal Reserve Statistics
• The average household in 2007 carried nearly $8,500 in credit card debt. Federal Reserve Statistics
• Britain’s personal debt is increasing by ~ £1 million every 5 minutes. CreditAction.org.uk

GET OUT OF DEBT NOW! YOU CAN PURCHASE DANI’S GET OUT OF DEBT SYSTEM, it is BRILLIANT and only costs a dime. If you are SERIOUS about OWNING your OWN life. Get these CDS and GET OUT OF DEBT ASAP! It’s a KILLER!

http://www.danijohnson.com/successtools/self-improvement/war-on-debt-home-study-program/

3, 574, 468, 725, 001 ….. 121,932 …………. 43, 724

Take a look at those 3 numbers and wonder about them for a minute.

You may want to visit www.usdebtclock.org to see how those numbers have changed since this article was written at 17:33 19th Oct 2010 (South African time). Unless you are a mathematician, the first number is too large to even think about.

Most of us can wrap our minds around that last figure. The national USA debt amounts to $43,724 for every man, woman, boy, and girl that lives in the USA. And since tax payers are the ones who actually foot that bill, the second figure is even more telling. The load for each tax payer at this moment is approaching $122,000.00.  America is now up to it’s neck in DEBT.

Mind you they are not the only ones, (South Africa debt $73.84 )billion UK debt (£927.4  billion) (India debt $273.1 billion) In fact it seems as though every nation  on the planet has a bad PUBLIC DEBT to GDP RATIO!!!!!!

Can you see the pattern with America leading the way?

America is going under for the third time.

One would think the church would be at the forefront of leading its members to understand both the spiritual and national implications for a generation that is borrowing against the very hopes of generations to come. There was a time when Christians and church leaders saw the need to live prudently in the present and trust God for the future.

Consider the amazing life of George Mueller and the work he did throughout England in the 1800s.  In an era when orphans and the needy were seldom cared for, George Mueller of Bristol, England trusted God to be his financial advisor so he could help the helpless. Muller believed God’s Word instructed him never to solicit gifts and to never accept any government money for his orphanages. Mueller took his own rules seriously. He refused a salary from his church and abolished the practice of purchasing pews. Through prayer and faith, he trusted God to manage whatever monies came in to further His kingdom.

By the time of his death, Mueller’s society had provided homes and education for 23,000 orphans, given away tens of thousands of Bibles, and had supported 150 missionaries, including Hudson Taylor. Near his death Mueller said, “It is not enough to obtain means for the work of God, but that these means should be obtained in God’s way. To ask unbelievers for means is not God’s way; to pressure believers to give is not God’s way; but the duty and the privilege of being allowed to contribute to the work of God should be pointed out, and this should be followed up with earnest prayer, believing prayer, and will result in the desired end.”

To this this article in it’s original format check this page http://offthegridnews.com/2010/10/18/the-clock-is-ticking-for-everyone/

Around 3 years ago I watched a movie called, “The Secret”

This movie, although filled with a lot of ‘fluff,’ as I like to call it really struck a chord with me. I became ‘consciously’ aware of how my thoughts actually affect my actions. I mean, I knew this before, but I didn’t really understand it.

At the time, I was studying music and in a band. We were all working on our album and touring around the country. We had some big goals and we decided to use ‘The Secret” in our plan.

I had already put up certain goals on my wall, but this time I added a vision board. After about two weeks, bless his soul, one of my band members came to practice and said the secret was rubbish and did not work. I did actually agree with him, because I felt the movie left certain things out. I also believe in Jesus very much, so the movie seemed like blasphemy.

Afterward, I sort of gave up on this secret and guess what… my life practically fell apart. My band split up, I could not find a job after college, I started to become really depressed, I would sleep till 12pm every day not wanting to wake up in the morning and partying excessively. My relationships, were not in a shambles, but people were not happy with me and I would get into arguments almost all the time.

After a few months of this, I just could not handle it anymore. I found the movie “The Secret” in my cupboard and I started to watch it over and over again. I picked up a book called “Cashflow Quadrant” by Robert T. Kiyosaki. In the book he highly recommends a book called, “Think and Grow Rich” this book seemed to explain the missing parts in the movie and I started again on this journey to finding my life’s purpose.

Now being a musician and being the type of person I am, I don’t enjoy working for other people. I decided that I would start working online and that I would make millions doing this. Well, to put it bluntly I was completely wrong. Making money online was not easy. I spent hundreds on different opportunities and products. I learn t a lot, but never made one cent.

There is SO much information everywhere and lots of people with scams and quick money making schemes. You do have to be careful, but trust me, the way our WORLD economy is crumbling , it makes sense to position yourself as a leader in the NEW economy.

I read book after book. I read Bob Proctors, “You Were Born Rich” I read Wallace Wattles “The Science of Getting Rich” and many more. I started to see what everybody was on about.

I learn t that there are three ways to make money as a business owner!

Your own business (I’ve done this and it’s tough) 95% of businesses fail. We had a cosmetic jewelery shop, which failed in the third year and lots of hard work had been put into it. We lost quite a bit of money from that.

You can own your own franchise! I’ve never done this, because you need thousands to start one and thousands to keep it running. You can do your best to get a loan from the bank… good luck with that!

Or you can do Network Marketing. This is my favorite option, firstly because most highly successful people will recommend this to you (I like taking advice from people who have ‘got the t-shirt’ per say) Just go and check it out. Secondly, it has such a low start up cost anybody can try it. Anyone can LEARN how to become a business owner!

If you are the type of person with the right desire, who is willing to learn, has a dream to fulfill and would like to partner up with a team that really knows what they are doing JOIN US TODAY! Don’t hesitate, TAKE ACTION and make your dreams come true! I’m here to HELP YOU!

Have a fantastic day!

by, Jared Talbot

http://jaredtalbotblog.com